Downpayment for condo in Singapore normally includes twenty five% minimal for financial institution financial loan purchases, with no less than five% in funds and 20% income/CPF; for 1st housing financial loan, LTV approximately 75%, Consumer’s Stamp Obligation applies on tiered prices, Additional Customer’s Stamp Duty differs by profile; standard new start reserving fee 5% here income, remainder of twenty% upon training in alternative interval, progressive payment by building phases; resale demands Solution Payment (1% hard cash) then work out (four% cash) and stability; authorized service fees, valuation, house loan obligation, and fireplace insurance coverage insert to upfront costs; associated keyword phrases include condo downpayment, LTV limits, TDSR fifty five%, MSR not relevant to personal, CPF OA usage limits, minimal income, ABSD remission for married couples, lender fascination costs, lock-in, and pricing sensitivity by district.